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RW
Dr. Ralph Wellborn ✓
Capability Economics · 4 books · verified contributor
1
What are you sharing?
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Research Paper
Published or working paper — validates methodology, feeds citations
🔬
Deployment Finding
What actually happened when a capability was automated
⏳
Half-Life Evidence
Historical data on how fast a capability's value decayed
🗣
Expert Commentary
Your read on a live signal — the newsletter's expert lens
2
Anchor it to a capability
Claims Automation
Insurance → Claims Processing → Claims Automation
Fraud Detection
Insurance → Risk → Fraud Detection
Network Provisioning
Telecom → Service Delivery → Network Provisioning
3
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Marketplace enrichment — your finding attached to the Claims Automation node, cited
feeds Moat · ADI™
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Newsletter section — an Expert Lens piece in The Capability Brief, under your name
weekly issue
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Incoming
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AI drafted
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Expert review
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Approved
31
Published
RW
Half-life compression in claims processing, 2019–2026
Dr. R. Wellborn · working paper · uploaded today
"…across 14 mid-market carriers, the competitive value of human-operated claims triage decayed 2.3× faster after 2024 than the prior decade's baseline, driven by agent deployment density rather than headline model capability…"
Anchored to: Claims Automation · Insurance
Engine drafted 3 outputs from this — awaiting review
🏪
Marketplace enrichment
In review
Half-life note added to Claims Automation node: observed decay is running ~2.3× faster than the 2015–2024 baseline across 14 mid-market carriers — deployment density, not model capability, is the driver.
Source: Wellborn (2026), working paper · anchored citation travels with the node
Moat · halfLifeADI™
📰
Newsletter · Expert Lens
In review
"The market keeps watching model benchmarks. The data says watch deployment density instead — value decay in claims processing tracks how many agents are actually running, not how smart the newest one is."
Runs in The Capability Brief · Issue 07 · bylined Dr. R. Wellborn
The Brief
✦
Insight post
In review
New evidence: claims-processing capability value is decaying 2.3× faster post-2024. If your moat depends on manual triage, the clock is running quicker than your last strategy review assumed.
Platform feed · links to full source
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